Lenders routinely offer insurance to consumers to protect their mortgages in the event of disability, death, or other calamity. They offer consumers the opportunity to purchase credit disability insurance, credit life insurance, mortgage disability insurance, mortgage life insurance, accidental death insurance, and similar insurance coverage products. These policies are purchased by responsible consumers who are trying to protect themselves and their families in the event of death, disability, or job loss.
The companies that sell these policies routinely deny claims and refuse to pay benefits owing under the policies. Insurance companies who sell these products often assert bogus reasons why they should not pay, and they hide behind unclear policy language and misrepresentations regarding coverage.
At Kershaw, Cutter & Ratinoff, we take a lot of pride in battling dishonest insurance companies who take advantage of good people and who deny these legitimate claims in bad faith.
If your credit or mortgage related life or disability insurance claim has been denied, you need a lawyer with a proven track record for fighting insurance companies and for making them pay claims. For a free and confidential case evaluation, call 888-285-3333 or fill out the contact form found on this page and throughout our site.