Each of us insures our homes, businesses and personal belongings because we recognize that there is a risk that we can lose these things through calamity. Insurance companies know our fears, and they seek us out to pay large premiums for their promise to provide protection against fire, water damage, building negligence, and other damaging events.

We all pay a lot of money for that promise of protection. Every insurance company should stand by the promises that it makes. Most do not, because there is profit in collecting premiums and then denying claims.

Anyone whose business has burned down should be able to rely on the insurance policy for which they've paid years of premiums so that they can rebuild and return to work.  Anyone who has lost their home to fire or water damage knows that the last thing they want to face is an uncooperative and unhelpful insurance company. 

If you have filed an insurance claim because of a fire, water damage, a contractor's negligence, or other calamity, you need a lawyer with a proven track record for fighting insurance companies and for making them pay claims.